upper moon 5 Audiobooks

This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.

A child growing up, losing his father right after meeting him, the support and love of a half-brother taking care of him while facing hardships and people's judgments. The journey of a child becoming a man, wishing to spread his wings towards the East.<br><br>A desire to get to know the East, to discover the mystifying country of the rising moon, to take off in an attempt to discover new worlds: this is the dream the protagonist is chasing, without ever giving up while facing the greatest hardships. It is a story of a wonderful friendship, which is tainted by fright, desolation and conflict, yet triumphant in the end over everything. In the eighteenth century, while Europe is filled with new ideas that will lead to the great revolutions, in a castle that seems to belong to a fairy tale, but is more like a golden prison, the lives of three brothers are intertwined. Their personal stories are permeated with disappointment and refused affection. Despite all this, they find in their friendship the strength and courage to follow their dreams. The path to maturity is long and difficult, but during their journey, they discover that nobody is really a prisoner of one's history, that freedom can be seized, even if there is a high price to pay, and that love is stronger than any law. Beyond the accurate historic setting, the story transcends time and applies to everyone.

The right love is worth the wait... Wyoming – 1966 Calvin McKay can't understand his twin brother Carson's rush toward the altar—until he lays eyes on the bride's younger sister, Kimi. But at age sixteen, she's far too innocent for him to pursue…yet. Still, something about that little blonde tornado gets his blood pumping and his heart all twisted up. Kimi West is used to boys chasing after her, but Cal McKay is a man— all man—and his hot kisses are like nothing she's ever experienced. But he's a rancher, tied to the land, and she can’t wait for the day she can escape from Wyoming and see the world. After a tragedy sends Kimi running from her family two years later, Cal gives Kimi a place to stay—oh so many tantalizing reasons to stay with him—while she sorts out her plans. She'll have to decide whether the adventure she wants is away in a new frontier or right there by Cal's side. And Cal has to trust that by letting her go, Kimi will find her way back to him.

He’s a killer for hire and the best in the business. But he’ll do the job only if the target is a truly bad guy. And now Billy wants out. But first there is one last hit. Billy is among the best snipers in the world, a decorated Iraq war vet, a Houdini when it comes to vanishing after the job is done. So what could possibly go wrong?

Megan and the Mayoress (volume 7): Megan has done the mayoress of Feyton a big favour, and she is determined to take Megan under her wing. Her first act of recompense is to invite Megan and her parents to a swanky public occasion, but it doesn’t stop there. Suzanne is over the Moon about her daughter’s new connection, but Megan takes it all in her stride.<br><br>The Psychic Megan Series consists of twenty-three novelettes about a young girl's growing realisation that she is able to do things that none of her family can. Megan is twelve years old in the first volume. She has two seemingly insurmountable problems. Her mother is frightened of her daughter's latent abilities and not only will not help her but actively discourages her; and she can’t find a teacher to help her develop her supernatural, psychic powers. For she wants not only to know what it is possible to do and how to do it, but to what end she should put her special abilities. Megan is a good girl, so it would seem obvious that she would tend towards using her powers for good, but it is not always easy to do the right thing even if you know what that is. These stories about Megan will appeal to anyone who has an interest in psychic powers, the supernatural and the paranormal and is between the ages of ten and a hundred years old. Megan and the Mayoress (volume 7): Megan has done the mayoress of Feyton a big favour, and she is determined to take Megan under her wing. Her first act of recompense is to invite Megan and her parents to a swanky public occasion, but it doesn’t stop there. Suzanne is over the Moon about her daughter’s new connection, but Megan takes it all in her stride.

AN AMAZON BEST SELLING BOOK FOR KIDS! This entertaining, illustrated, middle grade chapter book is the series opener. Sign up for the spelling bee? No way! If there's one thing 10-year-old Texan Sophie Washington is good at, it's spelling. She's earned straight 100s on all her spelling tests to prove it. Her parents want her to compete in the Xavier Academy spelling bee,but Sophie wishes they would buzz off. That's until her irritating classmate, Nathan Jones, challenges her. There's no way she can let Mr. Know-It-All win. Studying is hard when you have a pesky younger brother and a busy social calendar. Can Sophie ignore the distractions and become Queen of the Bee? Here's what Goodreads reviewers say about Sophie Washington: Queen of the Bee: "Another great Sophie Washington book. Super cute. My 11-year-old loves these books." "As someone with a 10-year niece who is in fifth grade like Sophie, I believe that she would love this book and the rest of the Sophie Washington series by Tonya Duncan Ellis." "This series will go far. The story is down to earth, realistic and easy to read." This is the first book in the Readers' Favorite five star rated Sophie Washington book series that includes: Sophie Washington: Queen of the Bee (Book 1) Sophie Washington: The Snitch (Book 2) Sophie Washington: Things You Didn't Know About Sophie (Book 3) Sophie Washington: The Gamer (Book 4) Sophie Washington: Hurricane (Book 5) Sophie Washington: Mission Costa Rica (Book 6) Sophie Washington: Secret Santa (Book 7) Sophie Washington: Code One (Book 8) Sophie Washington: Mismatch (Book 9) Sophie Washington: My BFF (Book 10) Kids Ages 8-12 Click above to get your copy today!

You will be known by the company you keep! Successfully steer your own life instead of having it determined by others, advises Tobias Beck in this German bestseller narrated in his pithy, to-the-point style. Tobias provides the coaching needed to liberate ourselves from chronic complainers. Killjoys, energy vampires, and chronic complainers. Everyone knows a Debbie Downer, moaning the whole day long because nothing ever goes right. The weather is miserable, it’s Monday, and to top it all off, the doughnut has a hole! Tobias shows us a way out: simply not to bother with such acquaintances at all. Positive thinking for peak performance. Polarizing, provocative and exaggerated, the Liberated® philosophy urges readers to free themselves from negative people in order to live successfully and authentically. With success factors based on 15 years of personal experience in the field of personality development and behavioral psychology, you’ll learn how to: Think in terms of chances and opportunities rather than problems and risks Motivate yourself, forge your own path, and let yourself be guided by your dreams and vision Seek out people who support you and who let you grow and move forward Amusing stories, funny illustrations, and proven techniques. With success stories that are as entertaining as they are instructive, this book is as easy to read as it is unconventional. Part workbook and part self-help and nonfiction, this narrative book includes funny comics to illustrate proven-to-work strategies. If you enjoyed books like The Four Agreements, The Subtle Art of Not Giving a F*ck, The Empath’s Survival Guide, and The 5 Types of People Who Can Ruin Your Life, then you’ll love Unbox Your Life.

He’s a fool for letting her go… Wyoming rancher Quinn McKay is biding his time until his wife comes to her senses and calls a halt to this trial separation—he’d never believed their marital rough patch could become permanent. Libby McKay knew when she married the gruff cowboy that he wasn’t one to blather on about his feelings. But three months have passed, and her stubborn-as-a-mule husband is still living by himself. Seems he’d rather hold onto his pride than hold onto her. When Quinn realizes Libby is determined to move on if he doesn’t change, he asks her for one weekend to rekindle their love life and to hash out their differences. Reigniting their passion is easy. The hard part comes when they open up to each other and sort through past mistakes, figuring out if what remains between them is strong enough to survive a new beginning.

Customer Success Leads to Your Success If you liked Crucial Conversations , The Challenger Sale or books by Grant Cardone, you’ll love Closing the Sale . Guide the conversation. Closing is a process, not an event. In the closing process, there are inevitably many conversations with a variety of potential clients. Closing the Sale will teach you how to influence good decisions to achieve mutually beneficial outcomes from these conversations. Turn talking into decision making. For clients, decision making can seem daunting. They may often favor the noncommittal "maybe" over the decisive "yes" or "no." Essential Secrets to Closing the Sale will teach you how to help your clients make the best possible decisions for both their business goals and your own. Customer success is your success. Closing the Sale will show you how to attain the only real success. the win-win situation. Because the more you focus on creating success for your clients, the more successful you will be. Closing the Sale will teach you the five essential skills to the sale closing process: Identify the End in Mind Decision Address Client Key Beliefs Resolve Objections Prepare the Conditions for Good Decision Making Open Purposefully, Close Powerfully