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51 Money Mistakes To Avoid In Your Twenties.
51 Money Mistakes To Avoid In Your Twenties.
Charlene Bezos Self-Development
This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.
0836 viewsCompleted
Taking the Heat: Shadow Stalkers, Book Two
Taking the Heat: Shadow Stalkers, Book Two
Sylvia Day Romance
From Sylvia Day, the #1 New York Times bestselling author of the Crossfire novels, comes Taking the Heat , a novella of the Shadow Stalkers--where men in uniform are trained to enforce the rules. Out of uniform, those rules are made to be broken. He had three days to fix everything. Three days to remind her of how good they were together. She was a captive audience... Layla Creed and Deputy US Marshal Brian Simmons have a history that is as hot and heartbreaking as it is unforgettable. Now their paths have crossed once again. This time things are twice as hot. Layla--a protected witness--has to come out of hiding and testify in a sensational murder trial. But as far as Brian's concerned, there's an even more pressing problem. Once Layla testifies she'll get sucked back into the Witness Protection Program. A new identity, a new location, a new occupation--and a new inspector to check up on her. In other words, out of his life forever. There is one more option--take Layla and go on the run. Rekindling what they once had should be easy. But a stranger in their shadow has plans of his own, forcing Brian and Layla to risk everything in the name of love.
0774 viewsCompleted
A Psychological Perspective Of The Health Personnel In Times Of Pandemic
A Psychological Perspective Of The Health Personnel In Times Of Pandemic
Juan Moisés De La Serna Self-Development
Afterward the successful on reception of the book “Psychological Aspects in Times of Pandemic” where a number of issues from the perspective of psychological science are addressed, related to the impact of the appearance COVID-19 on the lives of citizens, and afore readers insistent request for a text focused on healthcare personnel, from there came this book The purpose of it is to offer updated information on the psychological aspects of whom have been described as the battlefront against the advance of COVID-19 from a perspective of scientific psychology, for which reference will be made to the latest publications in this regard. A rigorous and up-to-date vision on the contributions of the science of psychology told in a way accessible to everyone, with the aim of helping to understand the emotional impact of this situation on health personnel, as well as the present and future consequences of the same.
0738 viewsCompleted
Homosexuality: The Occult, Health And Psychological Dimensions
Homosexuality: The Occult, Health And Psychological Dimensions
Gabriel Agbo Self-Development
Is homosexuality good or evil? What is the origin of this sexual preference and its implications on the society? Was this in the original plan of God (nature)? Who is actually behind it and for what purpose? Are the gays and lesbians truly lured and trapped by unseen forces? And what will be its effect on the presence and coming generations? What are the views of Christianity, Islam, traditional religion, etc, on the issue? How dangerous are Anal and Oral sex – any health risks? Can they result in anal and oral cancers and several other infections? Is homosexuality an occult practice? All these questions and more are what we will be trying to proffer answers for in this book. Same-sex relationship is actually not new to humanity, but has for some time now been in the global consciousness, especially with the systematic approval given to it by western leaders in the guise of human rights, gay rights, minority rights, coalition movements, etc. In fact, some of the leaders and their puppet organizations not just preach it, but bully other nations into accepting and promoting same. They promise aids, grants and other developmental assistance as compensation. Why are they so obsessed with this and whose agenda is it? In this work we will try to compress our very objective, discussions in the following electrifying, illuminating and informative seven chapters: The Gay Rebellion, In the Beginning, The Occult Dimension, The Health Implication, The Psychological Effects, The Avoidable Consequences and What Should We Do? These are truly very informative discussions, facts that will help you make a valuable decision whether to be involved in homosexuality or not. The decision will be entirely yours! Narrated by: Roy Wells
0737 viewsCompleted
Cyberpsychology
Cyberpsychology
Juan Moisés De La Serna Self-Development
This book addresses the new branch called Cyberpsychology, which shows how there has been a change in the person-technology relationship, analyzing how new developments affect the day-to-day life of the person, as well as the mental health of its users. All this backed by an extensive bibliography on the latest research conducted in this area.<br><br>The objective of the book will serve as a first approach to the up and coming branch of psychology known as Cyberpsychology. So, it treats the most relevant topics offering results of the latest studies conducted this past two years across the globe about this subject. All this explained with simple and easy to read language, away from technical terms explaining each concept so it can truly work as an initiation guide.
0656 viewsCompleted
Deviced!: Balancing Life and Technology in a Digital World
Deviced!: Balancing Life and Technology in a Digital World
Doreen Dodgen-Magee Self-Development
With current statistics suggesting that the average American over the age of 14 engages with screens upwards of 10 hours a day, the topic of our growing dependence upon technology applies to nearly everyone. While the effects differ at each point of development, real changes to the brain, relationships, and personal lives are well documented. Deviced! explores these alterations and offers a realistic look at how we can better use technology and break away from the bad habits we’ve formed. Using personal stories, cutting edge research, and anecdotes from youth, parents, and professionals, Dodgen-Magee highlights the brain changes that result from excessive technology use and offers an approach to the digital world that enables more informed and lasting change and a healthier long-term perspective. Given that the reader is living within a culture of ever-changing and advancing technologies, Deviced! is written in such a way that its contents can weather the constantly changing digital landscape by focusing on the concepts of honest assessment and healthy boundary setting rather than on specific technologies or platforms. Deviced! offers a mindful approach to assessing current technology use, breaking bad habits, setting new norms, and re-engaging with life with renewed richness and awareness.
0649 viewsCompleted
Sophie Washington: Queen of the Bee: Sophie Washington, Book One
Sophie Washington: Queen of the Bee: Sophie Washington, Book One
Tonya Duncan Ellis Literature&Fiction
AN AMAZON BEST SELLING BOOK FOR KIDS! This entertaining, illustrated, middle grade chapter book is the series opener. Sign up for the spelling bee? No way! If there's one thing 10-year-old Texan Sophie Washington is good at, it's spelling. She's earned straight 100s on all her spelling tests to prove it. Her parents want her to compete in the Xavier Academy spelling bee,but Sophie wishes they would buzz off. That's until her irritating classmate, Nathan Jones, challenges her. There's no way she can let Mr. Know-It-All win. Studying is hard when you have a pesky younger brother and a busy social calendar. Can Sophie ignore the distractions and become Queen of the Bee? Here's what Goodreads reviewers say about Sophie Washington: Queen of the Bee: "Another great Sophie Washington book. Super cute. My 11-year-old loves these books." "As someone with a 10-year niece who is in fifth grade like Sophie, I believe that she would love this book and the rest of the Sophie Washington series by Tonya Duncan Ellis." "This series will go far. The story is down to earth, realistic and easy to read." This is the first book in the Readers' Favorite five star rated Sophie Washington book series that includes: Sophie Washington: Queen of the Bee (Book 1) Sophie Washington: The Snitch (Book 2) Sophie Washington: Things You Didn't Know About Sophie (Book 3) Sophie Washington: The Gamer (Book 4) Sophie Washington: Hurricane (Book 5) Sophie Washington: Mission Costa Rica (Book 6) Sophie Washington: Secret Santa (Book 7) Sophie Washington: Code One (Book 8) Sophie Washington: Mismatch (Book 9) Sophie Washington: My BFF (Book 10) Kids Ages 8-12 Click above to get your copy today!
0648 viewsCompleted
Why Do I Feel Like an Imposter?: How to Understand and Cope with Imposter Syndrome
Why Do I Feel Like an Imposter?: How to Understand and Cope with Imposter Syndrome
Many of us share a shameful little secret: deep down we feel like complete frauds and are convinced that our accomplishments are the result of luck rather than skill. This is a psychological phenomenon known as 'Imposter Syndrome'. This book examines the reasons why up to 70% of us are developing this syndrome-and what we can do about it. All of us, at one point or another, have questioned our capabilities and competence. Maybe you've wondered how you got hired and, handed big job responsibilities? One recent article suggested that 70% of people "will experience at least one episode" of IS in their lives. Imposter Syndrome (also known as imposter phenomenon, fraud syndrome, or the imposter experience) is a concept describing individuals who are marked by an inability to internalize their accomplishments and a persistent fear of being exposed as a 'fraud'. The term was coined in 1978 by clinical psychologists Pauline R. Clance and Suzanne A. Imes. Despite external evidence of their competence, those exhibiting the syndrome remain convinced that they are frauds and do not deserve the success they have achieved. Proof of success is dismissed as luck, timing, or as a result of deceiving others into thinking they are more intelligent and competent than they believe themselves to be. This book presents an accessible and engaging examination of IS and how it effects us, not just at work, but as teenagers, parents and beyond. Using interactive quizzes to help you identify if you suffer and offering tips and tools to overcome your insecurities, psychologist Dr Sandi Mann will draw on her experience not only as an academic, but also as a practitioner, to present a comprehensive guide to understanding and overcoming IS.
0589 viewsCompleted
CaShvertising: How to Use More than 100 Secrets of Ad-Agency Psychology to Make Big Money Selling Anything to Anyone
CaShvertising: How to Use More than 100 Secrets of Ad-Agency Psychology to Make Big Money Selling Anything to Anyone
Drew Eric Whitman Self-Development
FACT: Your brain is being controlled-and you don't even know it. Because if you think the ads you're seeing today are just pretty pictures with nice, creative copy, you're mistaken. Truth is, you are being powerfully influenced by dozens of proven scientific principles of advertising psychology... little-known techniques of consumer persuasion that go completely unnoticed by the buying public. And they're causing you--and millions like you--to spend enormous amounts of money every day on countless products and services. But what are these principles? How do they work? And how can you use them in your own advertising? Prepare yourself for a unique learning experience as author Drew Eric Whitman takes you on a wild, roller-coaster ride through the streets of New York's famed Madison Avenue and teaches you the specific psychological techniques that today's top copywriters and designers use to influence the masses... and how you can use them to rapidly increase your sales, no matter what you sell. In 207 fast-moving pages, Whitman teaches you dozens of well-guarded secrets that he learned during his 30+ years in the ad business, including: * How to Push Your Prospects' Hot Buttons in Every Ad, Sales Letter, or Email--It's not hard to do once you know the secret. * Why Developing Your "USP" Can Leave Your Competition in the Dust--It's the quickest way to instantly begin out-marketing your competitors. (And they'll never know what hit them.) * Why You Don't Need a Degree in Business to Create Great Ads--But there is one thing you MUST know or your ads will likely fail miserably. * How to Develop a Powerful Ad-Agency Mindset--What the pros know about consumer buying behavior and how you can use it to your advantage. * How to Save $600 for Every $1,000 You Spend on Ads--This idea alone is worth infinitely more than the price of this book...and you can start using it immediately. * The Amazing 5-Second, No-Fail Headline Test--Chances are your ads, emails, websites and other promotional materials fail this test every time. One small change boosts your response. * What a Good Ad Should "Feel" Like--How to connect to readers on a deep, emotional level. * How to Install Persuasive Images in People's Brains--Learn how to direct how people think about your products and services. * Why People Really Buy Your Product or Service--Sorry, but it's not what you think. (But you better know the reason... or else.) * Where to Always Put Your Biggest Benefit--Miss this and you're flushing your ad dollars down the toilet. * How to Write "Dragon-Slayer" Headlines that Get Read and Get Response--Tons of examples you can "steal" for your own ads. * Long vs. Short Copy: Which Is Really Best for Response? Don't believe the lies! We'll set the record straight and you'll learn to cash-in. * How to Use the Devilishly Effective Pyramid Principal--Lure readers into your ads by understanding human eyeball behavior. * 22 Tested and Proven Headline Prescriptions you can start using RIGHT NOW. * How to Turn Ordinary Words in "Money-Magnet" Copy that motivates, influences, persuades. (Yes, you can really do it.) * Put Your Copy Here and Boost Readership by 10-200%--Why doesn't everyone do this? * 10 Sure-Fire Ways to Start Writing Your Ads--So easy, it's almost automatic. * How to Cause People to Mentally Demonstrate Your Products... Before They Buy. * How Emotional Words Melt Sales Resistance a Red-Hot Knife Through Butter. * "Sneaky" Ad-Design Psychology Tricks that Work Like Magic--Start using them tonight. * Typestyles that Actually REDUCE Readership--Are you using them? * This "Evil" Design Sin Depresses Your Readership Up to 50%--Do you do it? * Widely Used Typeface LOWERS Comprehension Up to 67%--Are you using it? * The Eye-Grabbing "Advertising Guillotine"--The one image humans can't resist. * And Much More
0527 viewsCompleted
Sweet Gone South: Love Gone South 1
Sweet Gone South: Love Gone South 1
Alicia Hunter Pace all
Chocolatier Lanie Heaven has good friends, a booming business, and the adoration of the citizens of Merritt, Alabama. But she also has a secret. After the devastating breakup with her long time college boyfriend, she lost a baby and the hope of ever having a child - the thing she desires above all else. Though still grief-stricken eighteen months after the accident that killed his wife and best friend, Judge Luke Avery is lonely for the company of someone other than his three-year-old daughter, Emma. When Luke moves into the apartment above Lanie's candy shop, Lanie and Emma fall in love at first sight and Luke finds himself along for the ride. It's so easy for the three of them to slip into a life as sweet as the candy in Lanie's shop. But when Emma calls Lanie Mommy, Luke realizes things have gone too far; he has to propose to Lanie or walk away. He isn't ready for marriage, but engaged isn't married. Lanie eagerly accepts but as the evidence stacks up, she must accept that Luke's love is not equal to her own. Can Luke find a way to slay his demons before the sweet life they have created goes completely south?
0505 viewsCompleted

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