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51 Money Mistakes To Avoid In Your Twenties.
51 Money Mistakes To Avoid In Your Twenties.
Charlene Bezos Self-Development
This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.
0844 viewsCompleted
Santa Gone South: A Gone South Novel (Love Gone South, Book Five)
Santa Gone South: A Gone South Novel (Love Gone South, Book Five)
Alicia Pace Romance
It’s Christmastime in Merritt, Alabama and magic is afoot!Professor Bebe Wellesley comes from a long line of psychics, but has inherited just enough of the family gifts to make her peculiar, rather than of very much use. The handsome bookseller who is so proficient at obtaining the obscure texts she needs to teach her college parapsychology classes caught her eye a while back, but why bother? She’s learned the hard way that men don’t like women with a supernatural bent—no matter how paltry their power.In an age when independent bookstores are nearing extinction, it takes all of Byron Masters’s time and energy to keep Creekview Books relevant and successful. He knows he must be crazy to finally pursue smart, pretty Bebe Wellesley at his busiest time of year, but he’s tired of flirting and watching her walk out the door.From their first date, Bebe can hardly believe her luck. She and Byron clicked with a harmony that she never dreamed possible. If only she can keep her “little something extra” a secret, she might be looking at happily ever after.Life seems perfect until Christmas decorations mysteriously begin to appear in Byron’s apartment. Convinced the culprit is a member of his staff, Byron begins to alienate them one by one with his accusations. Bebe knows different, but would he ever believe that the vintage Santa ornament he bought came with a benevolent spirit attached, who just wants to spread some holiday cheer?As Creekview’s once pleasant and thriving atmosphere disintegrates, dropping customers along the way, Bebe is unable to sit by and watch everything Byron has worked for unravel. She prepares to drop the bizarre bomb, bracing for the worst, but hoping for the best.Will Byron be the man who can accept her as she is?Or is it going to take some Christmas magic to save them all?
0800 viewsCompleted
Blood Pressure
Blood Pressure
Not many people these days over the age of forty have not had to start to deal with the problem of high blood pressure. From my own circle of friends, I know two ladies who were hospitalised through it. One had a stroke and the other developed a kind of ‘temporary dementia’. Not only that, but the age at which people, especially in the West are becoming affected is dropping. Our sedentary lifestyles – computers and televisions – and junk food – high sodium intake – are often blamed. This booklet will help you to self-treat your high blood pressure or prevent it occurring in the first place. As an added bonus, I am granting you permission to use the articles on your own website or in your own blogs and newsletter.<br><br>I hope that you will find the information helpful and useful. The contents of this book on blood pressure, diet, exercise and related subjects is organized into 17 chapters of about 500-600 words each. Not many people these days over the age of forty have not had to start to deal with the problem of high blood pressure. From my own circle of friends, I know two ladies who were hospitalised through it. One had a stroke and the other developed a kind of ‘temporary dementia’. Not only that, but the age at which people, especially in the West are becoming affected is dropping. Our sedentary lifestyles – computers and televisions – and junk food – high sodium intake – are often blamed. This booklet will help you to self-treat your high blood pressure or prevent it occurring in the first place. As an added bonus, I am granting you permission to use the articles on your own website or in your own blogs and newsletter, although it is better if you rewrite them in your own words first. You may also split the book up and resell the articles. In fact, the only right that you do not have is to resell or give away the book as it was delivered to you.
10791 viewsCompleted
Brain Health As You Age: A Practical Guide to Maintenance and Prevention
Brain Health As You Age: A Practical Guide to Maintenance and Prevention
Jodi L. Lyons Self-Development
Have you ever spent 10 minutes looking for your reading glasses, and they were on the top of your head? Or, have you walked into a room and forgotten why you went there? Where are your car keys? What’s normal aging? When should you be concerned? Is there anything you can do to maintain your brain health as you age? This book provides useful, achievable actions you can take, accurate information about identifying problems, and real solutions. Our team offers anecdotes and scientifically validated information -- important tools in separating myth from reality. Our book is different from others on the market because our information and recommendations are based on scientifically validated, peer-reviewed studies published in reputable journals by world-renowned researchers in the neuroscience field, including our authors. We separate fact from fiction to ensure that our recommendations are practical, useful, achievable, and measurable. Our authors are recognized experts in the field of aging, cognition, and brain health. Most of the competition is not. Written by a world-renowned cognitive specialist, an extraordinary housecall physician, and an award-winning author on eldercare issues – all of whom specialize in caring for those with cognitive impairment -- this book is based on our expertise, practical experience, and peer-reviewed research. In addition to providing scientifically validated information and practical advice, our book separates myth from reality. Brain health, cognitive impairment, and mood disorders are serious issues. With the Baby Boomer market growing older and growing concerned about their and their parents’ brain health, the marketplace has attracted frauds, charlatans, and some well-meaning but poorly informed people who offer unproven and often dangerous products. Our authors are recognized experts, our practical experience is solid, and our science is peer-reviewed and validated.
0764 viewsCompleted
I'M Only A Child
I'M Only A Child
Wanda Montanelli Self-Development
Child brides sold as objects, with a rite of marriage or a simple exchange of money, to people of adult age, suffer real abuse, an act which aids paedophilia. The parties responsible are the families, which oblige their daughters to enter into forced marriages, and the men, who ”buy” a child: as a wife-slave-sexual object. The stories told in this book are true, they took place in Africa, India, Yemen, Niger, Pakistan, Syria, Mexico; places where, due to poverty, war, famine, it becomes customary for parents to sell their daughters to adult suitors in exchange for money. The psychological and physical effects are devastating for girls torn from childhood and forced into marriage: from serious diseases like HIV, medical conditions caused by teenage pregnancies, psychiatric disorders, through to a high incidence of childbirth related deaths of both mother and baby. The social denouncement aims of the #maipiùsposebambine [no more child brides] inquiry uphold the belief that joint efforts to combat the phenomenon of child marriage will further the development of an awareness by all the stakeholders: family, schools, governmental institutions. To actively contribute towards solving this serious problem the author collaborates, through the Osservatorio Onerpo [National and European monitoring centre for the safeguarding of equal opportunities] of which she is vice president, with the Girls Not Brides organisation, which, with a significant global partnership programme, plans to totally abolish forced marriage by 2030.
0761 viewsCompleted
Badass Women Give the Best Advice: Everything You Need to Know About Love and Life
Badass Women Give the Best Advice: Everything You Need to Know About Love and Life
Becca Anderson Self-Development
Everything you need to know about love, life, relationships, sex, men, and being a badass Advice from girl bosses of all kinds: Women are, far and away, the Oral Sex. Women’s Studies scholar Becca Anderson has gathered the wisdom from a chorus of fabulous femmes for this one-of-a-kind advice book. From housewives to Hollywood starlets, from standup comedians to startup entrepreneurs, these badass women offer unvarnished and unabashed opinions and share their frank and forthright thinking on the wild world of relationships. A sassy collection of woman wisdom: This delightfully dishy gathering of gal pals is like having a heart-to-heart with 200 of your closest friends. Garrulous girls and loquacious ladies from every walk of life unleash their wicked wit in this humorous and enlightening compilation and tell it like it is. Topics include What the World Needs Now, Love Hurts, Lost Love, and Are Men Really Necessary. Learn and laugh at the real stories of the amazing women you love: true tales about wild women of yore that entertain as much as they enlighten. From Anais Nin, Lily Tomlin, Amy Bloom, Dorothy Allison, Drew Barrymore, Chrissy Teigan and beyond, there's no shortage of sass, sarcasm, or sizzle and a few shocks along the way! In Badass Women Give the Best Advice , readers will find: Wisdom about sex, dating, break ups, weddings, the prerequisites for the perfect kiss, and more! Quotes and true stories from famous women and girl bosses Quizzes, love and sex bucket lists and topics like “Size Really Does Matter,” and “Cry Me a River, The Weepiest Romantic Movies Ever” that will spice up your sex and love life Be enlightened with these no nonsense takes on dating, love life, sex, self-love, and more!
0753 viewsCompleted
The Illusion of Invincibility: The Rise and Fall of Organizations Inspired by the Incas of Peru
The Illusion of Invincibility: The Rise and Fall of Organizations Inspired by the Incas of Peru
Paul Williams Business&Careers
A GLIMPSE BEHIND THE FACADE OF SUCCESS In The Illusion of Invincibility , Paul Williams and Andreas Krebs take a no-punches-held look at the stories we tell ourselves about business success. The rags-to-riches tale is tempting, but we don’t have to search far to see that most organizations rise for a time, only to experience a dramatic fall from grace. Just look at some of the companies that used to be household names: Nokia, AOL, Pan Am, Woolworth and Blockbuster. Move from good to great: You’ll learn the secrets to clear-eyed, value-driven leadership with stories from top managers from international companies, major family businesses, start-ups, consulting firms, the public sector, and NGOs. They offer lessons on how to be a successful and reflective boss in an age of digitization and disruption. Each chapter includes a “stress test” to help you to take an honest look at your own organization and yourself. Can leaders today be inspired by the Incas? You may be surprised. When the authors added a few days to a business trip to Peru, instead of relaxing, they found themselves exploring one of the greatest civilizations in human history...with unexpected lessons about successful businesses and great leadership. The Illusion of Invincibility examines the why of success and failure. It’s a smart, funny, and radical look at how to build and sustain a great organization, inspired by those who have done it well...in today's world and five hundred years ago.
0750 viewsCompleted
All Love Letters Are Ridiculous
All Love Letters Are Ridiculous
EloIsa, an old woman who in her youth was brutally sexually abused by three masked men, remembers on the last day of her life the stark story that marked her. She tells it to one of the nurses in the sanatorium in which she is dying while allowing her to scrutinize a ringed booklet that contains printed all the letters that she exchanged in his youth with Abelard, the only love of her life.<br><br>Maenza reflects on the psychological, ethical and philosophical aspects of western love and weaves a sweet and intelligent discourse where time, love rites and erotic presence are subtly addressed. It includes a singular vision of writing and a very particular and symbolic Theory of Affection that is used in its analysis of the metaphysics of colors, the zodiacs, the sensations coming from the senses, the imaginary of the alchemist beasts, the classic elements and the arcana of the Tarot. In an age where relationships are made with the dizzying modernity and liquid love swarms (according to Bauman), ”All love letters are ridiculous” claims that secular ritual of love correspondences, increasingly in decline, and he apologizes for the slowness that Kundera claims for romances. ”All love letters are ridiculous” is constructed as a parodic narration of romance novels, but at the same time it is a modern dissertation about love coupled with a story of affection and an ending of tragedy that brings taboo themes like abuse, reification of women and contemporary violence.
0740 viewsCompleted
How to Age in Place: Planning for a Happy, Independent, and Financially Secure Retirement
How to Age in Place: Planning for a Happy, Independent, and Financially Secure Retirement
Robert F. Bornstein Self-Development
The first authoritative and comprehensive guide to "aging in place"--a burgeoning movement for those who don't want to rely on assisted living or nursing home care--which allows seniors to spend their later years living comfortably, independently, and in their own home or community. For millions of Americans, living in a nursing home or assisted living facility is not how they’d prefer to spend their retirement years. This is why more and more people are choosing to “age in place.” In this empowering and indispensable book, clinical psychologists and aging specialists Mary Languirand and Robert Bornstein teach readers how, with planning and foresight, they can age with dignity and comfort in the place of their own choosing. How to Age in Place offers useful, actionable advice on financial planning; making your home physically safe; getting around; obtaining necessary services; keeping a healthy mind, body, and spirit; and post-retirement employment. A necessary resource for seniors, their adult children, and eldercare professionals, How to Age in Place is both a practical roadmap and inspirational guide for the millions of seniors who want to make their own decisions and age well.
0731 viewsCompleted
Making Marriage Work: Avoiding the Pitfalls and Achieving Success
Making Marriage Work: Avoiding the Pitfalls and Achieving Success
Staying happily married has become a difficult proposition in recent times. Although the institution is still firmly embedded in our culture, divorce rates have steadily climbed since the 1960s. While some marriages are truly divorce-worthy, many other broken marriages can be saved. Recent emphasis on personal needs and greater social acceptance of divorce and alternative lifestyles may have weakened the resolve of partners to work through their problems. Furthermore, many couples may not realize that problems in their current marriages are likely to surface in other relationships. Consequently, while they may consider divorce a solution, it may in fact only be a stepping stone to the next relationship where patterns may repeat. Solving marital differences can be difficult. They tend to be linked to or caused by other problems, and that can make it hard to identify the real reasons for conflicts. Without knowing the true nature of their problems, couples cannot arrive at solutions that actually work. To understand the underlying issues that plague many marriages, the authors look to the research conducted on the subject over the past fifty years and to real life stories of success and failure to outline the major issues that detract from marital stability. Drawing on Louis Primavera’s twenty-five years in private practice as a marriage counselor, each chapter is peppered with anecdotes that every married person can relate to, and that help bring issues to life. The authors also propose frank and honest solutions that can help couples have more satisfying relationships. Anyone looking to improve their marriage will find suggestions for sussing out the underlying problems they may be experiencing and guidance for addressing those problems.
0722 viewsCompleted

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