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This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.

Popular blogger Ilana Jacqueline offers smart and savvy advice, humor, and practical tips for living with an invisible chronic illness. Do you live with a chronic, debilitating, yet invisible condition? You may feel isolated, out of step, judged, lonely, or misunderstood—and that’s on top of dealing with the symptoms of your actual illness. Take heart. You are not alone, although sometimes it can feel that way. Written by a blogger who suffers from an invisible chronic illness, Surviving and Thriving with an Invisible Chronic Illness offers peer-to-peer support to help you stay sane, be your own advocate, and get back to living your life. This compelling guide is written for anyone suffering with an illness no one can see—such as postural orthostatic tachycardia syndrome (POTS), chronic fatigue syndrome (CFS), fibromyalgia, multiple chemical sensitivity (MCS), Lyme disease, lupus, dysautonomia, or even multiple sclerosis (MP). This book will tell you everything you need to know about living with a complicated, invisible condition—from how to balance sex, dating, and relationships to handling work and school with unavoidable absences. You’ll also learn to navigate judg-y or skeptical relatives and strangers and—most importantly—manage your medical care. Suffering from a chronic illness doesn’t mean you can’t live an active, engaged life. This book will show you how.

It’s Christmastime in Merritt, Alabama and magic is afoot!Professor Bebe Wellesley comes from a long line of psychics, but has inherited just enough of the family gifts to make her peculiar, rather than of very much use. The handsome bookseller who is so proficient at obtaining the obscure texts she needs to teach her college parapsychology classes caught her eye a while back, but why bother? She’s learned the hard way that men don’t like women with a supernatural bent—no matter how paltry their power.In an age when independent bookstores are nearing extinction, it takes all of Byron Masters’s time and energy to keep Creekview Books relevant and successful. He knows he must be crazy to finally pursue smart, pretty Bebe Wellesley at his busiest time of year, but he’s tired of flirting and watching her walk out the door.From their first date, Bebe can hardly believe her luck. She and Byron clicked with a harmony that she never dreamed possible. If only she can keep her “little something extra” a secret, she might be looking at happily ever after.Life seems perfect until Christmas decorations mysteriously begin to appear in Byron’s apartment. Convinced the culprit is a member of his staff, Byron begins to alienate them one by one with his accusations. Bebe knows different, but would he ever believe that the vintage Santa ornament he bought came with a benevolent spirit attached, who just wants to spread some holiday cheer?As Creekview’s once pleasant and thriving atmosphere disintegrates, dropping customers along the way, Bebe is unable to sit by and watch everything Byron has worked for unravel. She prepares to drop the bizarre bomb, bracing for the worst, but hoping for the best.Will Byron be the man who can accept her as she is?Or is it going to take some Christmas magic to save them all?

A marvel of evolution is that humans are not solely motivated by their desire to experience positive emotions. They are also motivated, and even driven to achieve, by their attempt to avoid or seek relief from negative ones. What Motivates Getting Things Done: Procrastination, Emotions, and Success explains how anxiety is like a highly motivating friend, why you should fear failure, and the underpinnings of shame, distress, and fear in the pursuit of excellence. Many successful people put things off until a deadline beckons them, while countless others can't resist the urge to do things right away. Dr. Lamia explores the emotional lives of people who are successful in their endeavors--both procrastinators and non-procrastinators alike--to illustrate how the human motivational system works, why people respond to it differently, and how everyone can use their natural style of getting things done to their advantage. The book illustrates how the different timing of procrastinators and non-procrastinators to complete tasks has to do with when their emotions are activated and what activates them. Overall, What Motivates Getting Things Done illustrates how emotions play a significant role in our style of doing, along with our way of being in the world. Readers will acquire a better understanding of the innate biological system that motivates them and how they can make the most of it in all areas of their lives.

The right love is worth the wait... Wyoming – 1966 Calvin McKay can't understand his twin brother Carson's rush toward the altar—until he lays eyes on the bride's younger sister, Kimi. But at age sixteen, she's far too innocent for him to pursue…yet. Still, something about that little blonde tornado gets his blood pumping and his heart all twisted up. Kimi West is used to boys chasing after her, but Cal McKay is a man— all man—and his hot kisses are like nothing she's ever experienced. But he's a rancher, tied to the land, and she can’t wait for the day she can escape from Wyoming and see the world. After a tragedy sends Kimi running from her family two years later, Cal gives Kimi a place to stay—oh so many tantalizing reasons to stay with him—while she sorts out her plans. She'll have to decide whether the adventure she wants is away in a new frontier or right there by Cal's side. And Cal has to trust that by letting her go, Kimi will find her way back to him.

AN AMAZON BEST SELLING BOOK FOR KIDS! This entertaining, illustrated, middle grade chapter book is the series opener. Sign up for the spelling bee? No way! If there's one thing 10-year-old Texan Sophie Washington is good at, it's spelling. She's earned straight 100s on all her spelling tests to prove it. Her parents want her to compete in the Xavier Academy spelling bee,but Sophie wishes they would buzz off. That's until her irritating classmate, Nathan Jones, challenges her. There's no way she can let Mr. Know-It-All win. Studying is hard when you have a pesky younger brother and a busy social calendar. Can Sophie ignore the distractions and become Queen of the Bee? Here's what Goodreads reviewers say about Sophie Washington: Queen of the Bee: "Another great Sophie Washington book. Super cute. My 11-year-old loves these books." "As someone with a 10-year niece who is in fifth grade like Sophie, I believe that she would love this book and the rest of the Sophie Washington series by Tonya Duncan Ellis." "This series will go far. The story is down to earth, realistic and easy to read." This is the first book in the Readers' Favorite five star rated Sophie Washington book series that includes: Sophie Washington: Queen of the Bee (Book 1) Sophie Washington: The Snitch (Book 2) Sophie Washington: Things You Didn't Know About Sophie (Book 3) Sophie Washington: The Gamer (Book 4) Sophie Washington: Hurricane (Book 5) Sophie Washington: Mission Costa Rica (Book 6) Sophie Washington: Secret Santa (Book 7) Sophie Washington: Code One (Book 8) Sophie Washington: Mismatch (Book 9) Sophie Washington: My BFF (Book 10) Kids Ages 8-12 Click above to get your copy today!

A stone by any other name… Can lead to murder. Rosemary Grey, who’s just getting settled into the charming town of Paperwick, Connecticut, is looking forward to the holiday season. She’ll be moving into her snug cottage at Jack and Charlie’s farm—so she’ll have her best friends right next door, and she’s loving her new job as a history professor at Paperwick University, home of the Fighting Trout. The fact that she sees the shy Professor Seth McGuire, from the anthropology department, on campus, might have a little something to do with the smile on her face and the spring in her step. But Rosemary soon discovers that the cozy, tucked-away village, has a longstanding mystery in its midst. Thirty-five years ago, what appeared to be a rune-covered megalithic stone was discovered. There were those who believed the runes scattered across the stone were created by the indigenous peoples who’d inhabited the area—but some believed the runes were Norse in origin, lending credibility to the idea that Vikings had once walked the land. None of the theories about the stone could be proved, however, because it went missing almost as mysteriously as it had appeared. Searches proved fruitless and no one could imagine who could possibly slip away with a two hundred fifty-pound slab of granite. Nevertheless, the legend of Bjørn the Lost Viking was born, along with an annual festival that commemorates the stone, the first snow of the winter, and Norse culture. When a twist of fate leads to the discovery of the fabled missing runestone—and a body is found lying next to it—Rosemary and friends will have to separate legend and myth from fact and solve the crime. Seth is targeted as one of the prime suspects, so there’s no time to waste! You’ll want to curl up with a warm, spicy mug of Mrs. Potter’s Glogg and a warm blanket to enjoy this exciting cozy holiday adventure!

Wrangler’s Creek’s most eligible bad boy has just become its most eligible single dad Dylan Granger could always count on his rebellious-cowboy charm to get his way—until the day his wife, Jordan, left him and joined the military. The realization that during a wild night he got her cousin pregnant is shocking enough. But the news that Jordan has come home to Texas to help raise the baby is the last thing he expects. Raising a baby with Dylan in Wrangler’s Creek is a life Jordan might’ve had years ago, but she doesn’t want regrets. She wants what’s best for the child—and to find out if there’s something deeper between her and her ex than blazing-hot chemistry. Getting closer means letting down her guard to Dylan again, but will he be able to accept the emotional scars on her heart?

FACT: Your brain is being controlled-and you don't even know it. Because if you think the ads you're seeing today are just pretty pictures with nice, creative copy, you're mistaken. Truth is, you are being powerfully influenced by dozens of proven scientific principles of advertising psychology... little-known techniques of consumer persuasion that go completely unnoticed by the buying public. And they're causing you--and millions like you--to spend enormous amounts of money every day on countless products and services. But what are these principles? How do they work? And how can you use them in your own advertising? Prepare yourself for a unique learning experience as author Drew Eric Whitman takes you on a wild, roller-coaster ride through the streets of New York's famed Madison Avenue and teaches you the specific psychological techniques that today's top copywriters and designers use to influence the masses... and how you can use them to rapidly increase your sales, no matter what you sell. In 207 fast-moving pages, Whitman teaches you dozens of well-guarded secrets that he learned during his 30+ years in the ad business, including: * How to Push Your Prospects' Hot Buttons in Every Ad, Sales Letter, or Email--It's not hard to do once you know the secret. * Why Developing Your "USP" Can Leave Your Competition in the Dust--It's the quickest way to instantly begin out-marketing your competitors. (And they'll never know what hit them.) * Why You Don't Need a Degree in Business to Create Great Ads--But there is one thing you MUST know or your ads will likely fail miserably. * How to Develop a Powerful Ad-Agency Mindset--What the pros know about consumer buying behavior and how you can use it to your advantage. * How to Save $600 for Every $1,000 You Spend on Ads--This idea alone is worth infinitely more than the price of this book...and you can start using it immediately. * The Amazing 5-Second, No-Fail Headline Test--Chances are your ads, emails, websites and other promotional materials fail this test every time. One small change boosts your response. * What a Good Ad Should "Feel" Like--How to connect to readers on a deep, emotional level. * How to Install Persuasive Images in People's Brains--Learn how to direct how people think about your products and services. * Why People Really Buy Your Product or Service--Sorry, but it's not what you think. (But you better know the reason... or else.) * Where to Always Put Your Biggest Benefit--Miss this and you're flushing your ad dollars down the toilet. * How to Write "Dragon-Slayer" Headlines that Get Read and Get Response--Tons of examples you can "steal" for your own ads. * Long vs. Short Copy: Which Is Really Best for Response? Don't believe the lies! We'll set the record straight and you'll learn to cash-in. * How to Use the Devilishly Effective Pyramid Principal--Lure readers into your ads by understanding human eyeball behavior. * 22 Tested and Proven Headline Prescriptions you can start using RIGHT NOW. * How to Turn Ordinary Words in "Money-Magnet" Copy that motivates, influences, persuades. (Yes, you can really do it.) * Put Your Copy Here and Boost Readership by 10-200%--Why doesn't everyone do this? * 10 Sure-Fire Ways to Start Writing Your Ads--So easy, it's almost automatic. * How to Cause People to Mentally Demonstrate Your Products... Before They Buy. * How Emotional Words Melt Sales Resistance a Red-Hot Knife Through Butter. * "Sneaky" Ad-Design Psychology Tricks that Work Like Magic--Start using them tonight. * Typestyles that Actually REDUCE Readership--Are you using them? * This "Evil" Design Sin Depresses Your Readership Up to 50%--Do you do it? * Widely Used Typeface LOWERS Comprehension Up to 67%--Are you using it? * The Eye-Grabbing "Advertising Guillotine"--The one image humans can't resist. * And Much More

Tolly Lee is pearls, debutant balls, and old silver on the breakfast table. She is ashamed of something she did thirteen years ago, but she was only sixteen and she didn't set out to do it. Still, she should not have led college senior Nathan Scott to think she was his age. She never imagined a football star like him would keep calling her, but it was mostly a long distance relationship and it's not like they had sex. In the end, she paid for her sins with her heart and she might not be done paying. When she moved to Merritt, Alabama, Nathan had been gone for over a decade. Now that he's back, and if the good citizens of her adopted hometown learn of her part in costing their hometown hero his chance at an NFL career, she might as well pack up her law practice and move to Siberia. A sports commentator christened Nathan Scott "The Angel" because of his flawless face and his ability to leap to catch a football, as if he had wings. He still has the face but his leaping days ended when he was injured after going on the football field distracted, only hours after catching the girl of his dreams in a terrible lie. He would never have accepted the job as head football coach of Merritt High if he'd known Tolly had set up shop on Main Street. Not that he still has feelings for her. But a small town has a way of reviving the past and when common interest in an orphaned teenager forces Tolly and Nathan to agree to an uneasy truce, guilt and old resentments resurface. With no end zone in sight, their mutual attraction leads to a Scrimmage Gone South.