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51 Money Mistakes To Avoid In Your Twenties.
51 Money Mistakes To Avoid In Your Twenties.
Charlene Bezos Self-Development
This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.
0836 viewsCompleted
Do UFOs Exist?
Do UFOs Exist?
Juan Moisés De La Serna Science Fiction
The night was dark. Suddenly, a great glow came through the window and such clarity flooded the room that woke me up. Amazed, I looked everywhere. What was going on? I rubbed my eyes and I really didn´t know if I was still asleep and that was a dream. I sat up in bed. I had to see what was happening because I did not understand what had happened. Trying to wake up a bit, I put my feet on the floor and the coldness of the tiles ended up waking me up. I saw that I was in my bedroom and was still at night. Through the window, nothing could be seen, only darkness, not a single star in the sky could be seen. But in my head, still dazed, I remembered what had woken me up. Although I didn´t know what it had been, a feeling came to my mind, something like a great light, or a glow, maybe it would be a flash light.  
0833 viewsCompleted
PraiseENG - A Praise Of The Engineer
PraiseENG - A Praise Of The Engineer
Dionigi Cristian Lentini Biographies&Memoirs
It is progress that guarantees existence. Without engineering mankind would be an already extinguished species. The American writer James Albert Michener wrote: “ Scientists dream about doing great things. Engineers do them”.<br><br>It is progress that guarantees existence. Without engineering mankind would be an already extinguished species. The American writer James Albert Michener wrote: “ Scientists dream about doing great things. Engineers do them”. Between mathematics, physics, chemistry, technique and technology, from Archimedes of Syracuse to Samantha Cristoforetti, from Leonardo da Vinci to Larry Page, an extraordinary story of innovations and achievements. Nothing of what’s built nowadays by men, in any part of the world and space, would have been possible if there were no engineers. Therefore this praise is meant as a homage to the most beautiful job in the world and to the professionals that every day practice it, amongst countless difficulties but with awareness and pride.
0831 viewsCompleted
Sophie Washington: The Snitch: Sophie Wasington, Book Two
Sophie Washington: The Snitch: Sophie Wasington, Book Two
Tonya Duncan Ellis Literature&Fiction
AN AMAZON BEST SELLING BOOK FOR KIDS! *2020-2021 One Book One School Book of the Year* **Purple Dragonfly Book Award First Place Winner** Should Sophie Stand Up to the School Bully or Become a Snitch? There's nothing worse than being a tattletale... That's what 10-year-old Sophie Washington thinks until she runs into Lanie Mitchell, a new girl at school. Lanie pushes Sophie and her friends around at their lockers, and even takes their lunch money in this entertaining chapter book for middle grade readers. If they tell, they are scared the other kids in their class will call them snitches and won't be their friends. And when you're in the fifth grade, nothing seems worse than that. Then a classmate gets seriously injured and Sophie needs to make a decision: fight back, or snitch? Here's what Goodreads reviewers say about Sophie Washington: The Snitch: "Great children's book that teaches children practical and valuable life lessons." "This would be a great book for the counselor, the library and the classroom ready for reading!" "I liked that, while a heavy subject matter, the book never felt preachy." "Good story about bullying and standing up for what's right." This is the second book in the Readers' Favorite five star rated Sophie Washington book series.
0818 viewsCompleted
Prepare For That Battle
Prepare For That Battle
Gabriel Agbo Self-Development
Are you battle ready? Always be prepared. We must not take anything for granted. Yes, life is war, and as in every war there are always many battles to fight. When you win one, then you prepare or go over to the next. Until you win the entire war. Here you will know why the war and also learn the principles of winning life battles. Solomon became the wisest, richest, most influential and most famous king on earth. With that kind of goodwill and resources, he went ahead and built a great army. Wow! So he was also a military strategist? Yes! Now, why won't this king enjoy a whopping 40 years of peaceful and prosperous reign? Attempting to attack him or his kingdom would have been a big risk, suicidal mission for anybody or any nation. What were his secrets and strategy? We must always be prepared. Our God is a warrior and we must see things the way He sees them. We must go closer to Him and learn how He fights His battles. We also looked at the defence policies of countries like the United States of America. Why is it today the only world super power? What is the size of its defence budget and activities? What is it doing right? You will also see the following revealing chapters: The LORD is a warrior, Prepare for war, Praise, gratitude and humility, Are you well organized? Men, equipment and strategy and Spread it out. Do you know that God has given you knowledge as your capital and your security? And how can you deploy this? You must read this book.
0816 viewsCompleted
50 Ways To Make Him Miss You - 2
50 Ways To Make Him Miss You - 2
Celine Claire Self-Development
Men tend to prefer women who make them feel great about themselves. Explained in this e-book are the 50 ways to make him want you;<br><br>Tip number one. Ensure that you have an attractive appearance Men are naturally visual. They want to feel attracted to a potential partner. Once you invest in improving your appearance, your man gets signals that; you respect yourself, appreciate the importance of presentation, have your unique style/look, and take care of yourself physically. You are what you wear. What you wear exposes a lot about your self-worth and value to your man. Tip number two. Make him feel acknowledged and well-received Understand that men want women to know about their worlds and accomplishments. If you’re at a party or social gathering and he’s expressing his opinion on matters on anything social, political, economic, and environmental, try to supplement in support of his views. Men LOVE it when you understand and acknowledge their points of view.
0809 viewsCompleted
Sophie Washington: Things You Didn't Know About Sophie: Sophie Washington, Book Three
Sophie Washington: Things You Didn't Know About Sophie: Sophie Washington, Book Three
Tonya Duncan Ellis Literature&Fiction
AN AMAZON BEST SELLING BOOK FOR KIDS! Only Losers Don't Have Cell Phones... That's what Sophie thinks in the beginning of this hilarious and heartwarming, illustrated chapter book about fitting in. She feels like an outsider because she's the only one in her class without a cell phone, and her crush, new kid Toby Johnson, has been calling her best friend Chloe. To fit in, Sophie changes who she is. Her plan to become popular works for a while, and she and Toby start to become friends. Things get more complicated when Sophie "borrows" a cell phone and gets caught. If her parents make her tell the truth, what will her friends think? Turns out Toby has also been hiding something, and Sophie discovers the best way to make true friends is to be yourself. Here's what Goodreads reviewers say about Sophie Washington: Things You Didn't Know About Sophie: "Sophie is a real character with flaws and it is fun reading how she matures. The story line was funny and realistic." "Virtues like honesty, friendship and being true to yourself are always in style, and this book teaches that in a fun way. Also, it's great to learn a little bit about Texas too!" "Very well written middle school book." This is the third book in the Readers' Favorite five star rated Sophie Washington book series.
0743 viewsCompleted
The Illusion of Invincibility: The Rise and Fall of Organizations Inspired by the Incas of Peru
The Illusion of Invincibility: The Rise and Fall of Organizations Inspired by the Incas of Peru
Paul Williams Business&Careers
A GLIMPSE BEHIND THE FACADE OF SUCCESS In The Illusion of Invincibility , Paul Williams and Andreas Krebs take a no-punches-held look at the stories we tell ourselves about business success. The rags-to-riches tale is tempting, but we don’t have to search far to see that most organizations rise for a time, only to experience a dramatic fall from grace. Just look at some of the companies that used to be household names: Nokia, AOL, Pan Am, Woolworth and Blockbuster. Move from good to great: You’ll learn the secrets to clear-eyed, value-driven leadership with stories from top managers from international companies, major family businesses, start-ups, consulting firms, the public sector, and NGOs. They offer lessons on how to be a successful and reflective boss in an age of digitization and disruption. Each chapter includes a “stress test” to help you to take an honest look at your own organization and yourself. Can leaders today be inspired by the Incas? You may be surprised. When the authors added a few days to a business trip to Peru, instead of relaxing, they found themselves exploring one of the greatest civilizations in human history...with unexpected lessons about successful businesses and great leadership. The Illusion of Invincibility examines the why of success and failure. It’s a smart, funny, and radical look at how to build and sustain a great organization, inspired by those who have done it well...in today's world and five hundred years ago.
0742 viewsCompleted
In The East
In The East
Maria Pia Oelker Literature&Fiction
A child growing up, losing his father right after meeting him, the support and love of a half-brother taking care of him while facing hardships and people's judgments. The journey of a child becoming a man, wishing to spread his wings towards the East.<br><br>A desire to get to know the East, to discover the mystifying country of the rising moon, to take off in an attempt to discover new worlds: this is the dream the protagonist is chasing, without ever giving up while facing the greatest hardships. It is a story of a wonderful friendship, which is tainted by fright, desolation and conflict, yet triumphant in the end over everything. In the eighteenth century, while Europe is filled with new ideas that will lead to the great revolutions, in a castle that seems to belong to a fairy tale, but is more like a golden prison, the lives of three brothers are intertwined. Their personal stories are permeated with disappointment and refused affection. Despite all this, they find in their friendship the strength and courage to follow their dreams. The path to maturity is long and difficult, but during their journey, they discover that nobody is really a prisoner of one's history, that freedom can be seized, even if there is a high price to pay, and that love is stronger than any law. Beyond the accurate historic setting, the story transcends time and applies to everyone.
0723 viewsCompleted
Reduce, Reuse, Reimagine: Sorting Out the Recycling System
Reduce, Reuse, Reimagine: Sorting Out the Recycling System
Ecosystems require balance to survive, and when that balance is compromised, as in the extinction of a resource or a species, disaster can fall onto the system as a whole. This vital management of resources can be seen in economic systems, as well. A healthy ecosystem is like a healthy economy, with competing mechanics inadvertently working in concert to sustain itself. In both of these worlds, we observe that when a healthy distribution of resources is achieved, systems can not only function, but flourish. The United States’ recycling system has the potential to create over one million new jobs and remove a massive amount of greenhouse gases from the atmosphere. A functional recycling system can also save money by providing manufacturers with high quality materials to generate new items. However, this potential has yet to be embraced. Unlike the layers of systems seen in a thriving and healthy forest, our recycling system is bottlenecked, clustered, and contaminated. How can the United States – one of the leading nations on innovation and technology – lag behind in the most obvious of resource recovery systems? Where in the history of recycling did we veer so far off course as to continue hovering at a dismal 34% recycling rate, while other nations have rates double that or more? In the years following World War II there was a rise in recycling efforts but in recent years there has been a great decline. Americans want to recycle, and to know that their actions make a difference. They want confirmation that their time spent sorting recyclables from trash isn’t wasted. But while we see many efforts to support recycling much of our waste still ends up in landfills. Throughout Reduce, Reuse, Re-imagine, Beth Porter provides a great resources about recycling, explaining the complexity, guiding individual action, and contextualizing its history. This book reveals how we arrived at this state of dysfunction, and what steps we need to employ to be an active participant in strengthening our recycling system. Nature knows how to recycle itself, decomposing waste back into the soil to continue the circle of growth. We should follow its lead.
0710 viewsCompleted

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